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Colleen C. Davis
State Treasurer

DEFER – Employee Deferred Compensation Plans


Delaware DEFER can help you reach your retirement goals. Retired couple walking outside at the beach. Delaware DEFER logo

About the Plan

“DEFER” is the voluntary retirement program (457b, 403b and 401a savings plans) available to most State of Delaware employees including employees of the Legislature, Judicial, and Higher Education Institutions. Participation in the deferred compensation plan is a critical component of a balanced plan for retirement alongside Social Security, pension, and personal savings. The steps you take today will affect how you spend tomorrow.

Need help determining how much of your biweekly, monthly, or annual income you can contribute towards your retirement? Our Available Income Calculator can help do the math.


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Online enrollment is now easier, faster and better.

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Account Login

Online access makes account management easier.

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Voya Financial Advisors are available to help you create a plan.

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Deferral Form

Sick and Vacation Deferral Form.

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Check Your Broker

Always research the background and experience of your prospective financial broker, advisor, or firms.

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Other sources of Retirement income can include your pension.

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Security Savings

Retirement income can also include your social security savings.

To download and access our forms and view plan documents visit our forms library.

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