About the Plan

“DEFER” is the voluntary retirement program (457b, 403b and 401a savings plans) available to most State of Delaware employees including employees of the Legislature, Judicial, and Higher Education Institutions.

Participation in the deferred compensation plan is a critical component of a balanced plan for retirement alongside Social Security, pension, and personal savings.

The steps you take today will affect how you spend tomorrow.

Need help determining how much of your biweekly, monthly, or annual income you can contribute towards your retirement? Our Available Income Calculator can help do the math.

Enrollment

Online enrollment is now easier, faster and better.

Account Login

Online access makes account management easier.

Appointments

Voya Financial Advisors are available to help you create a plan.

Deferral Form

Sick and Vacation Deferral Form.

Check Your Broker

Always research the background and experience of your prospective financial broker, advisor, or firms.

Pension

Other sources of Retirement income can include your pension.

Security Savings

Retirement income can also include your social security savings.