State Treasurer Ken Simpler announces the launch of Delaware’s ABLE Plan. Similar to a college savings plan DEPENDABLE is a 529(a) tax-deferred savings account that can be used to pay for many daily, disability-related expenses. Click here to open an account or for More Info logo

Kenneth A. Simpler
State Treasurer

Deferred Compensation Plans

Delaware Retirement Savings Plan - DEFER Logo

About the Plan

“DEFER” is the name of the voluntary retirement program (457b, 403b and 401a savings plans) available to most State of Delaware employees including employees of the Legislature, Judicial, and Higher Education Institutions.

Participation in the State of Delaware’s voluntary deferred compensation plan is a critical component of a balanced plan for your retirement to include Social Security, pension, and personal savings.

The steps you take today will affect how you spend tomorrow.


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Online enrollment is now easier, faster and better.

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Account Login

Online access makes account administration simpler for employees

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Voya Financial Advisors are available to help you create a plan.



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Planning for retirement starts with a goal. Find out if you are saving enough.

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Other sources of Retirement income can include your pension.

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Security Savings

Retirement income can also include your social security savings.

To download and access our forms and view plan documents visit our forms library.

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