About the Plan

“DEFER” is the name of the voluntary retirement program (457b, 403b and 401a savings plans) available to most State of Delaware employees including employees of the Legislature, Judicial, and Higher Education Institutions.

Participation in the State of Delaware’s voluntary deferred compensation plan is a critical component of a balanced plan for your retirement to include Social Security, pension, and personal savings.

The steps you take today will affect how you spend tomorrow.

Enrollment

Online enrollment is now easier, faster and better.

Account Login

Online access makes account administration simpler for employees

Appointments

Voya Financial Advisors are available to help you create a plan.

Check Your Broker

Always research the background and experience of your prospective financial broker, advisor, or firms.

Pension

Other sources of Retirement income can include your pension.

Security Savings

Retirement income can also include your social security savings.