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There is no limit to what individuals with disabilities can do. Now, that includes saving, too. The State of Delaware offers a low cost 529(a) savings plan – DEPENDABLE – that allows individuals with disabilities and their families to save for a broad range of expenses on a tax-advantaged basis without jeopardizing their benefits from supplemental security income (SSI), Medicaid and other federal programs. Eligible individuals can open an account for themselves, or an authorized individual can open an account on their behalf.
Need help determining how much of your biweekly, monthly, or annual income you can contribute towards your account? Our Available Income Calculator can help do the math.
Special Tax Advantages
No Impact on Current Benefits
Expenditures for non-qualified expenditures will be penalized (tax and potential SSI penalties).
How can I use my ABLE account?
Learn about responsible investment options.
I’m ready to open an account.
I have an ABLE account.
For questions regarding the Delaware DEPENDABLE Plan, contact us.
Task Force Memorandums