INFORMATION & RESOURCES

General Information

·         For official information on federal student loans, visit https://studentaid.gov/.

·         To contact the U.S. Dept. of Education's customer service center for student loans, call the Federal Student Loan Information Center at 1-800-433-3243, or visit http://studentaid.gov/contact for Live Chat and other contact options.

·         For a full list of federal loan forgiveness programs, visit https://studentaid.gov/forgiveness

·         For information on preparing for your student loan payments to restart, visit http://studentaid.gov/restart

·         For information on getting out of default through Fresh Start, visit: https://studentaid.gov/freshstart

·         To enroll in Fresh Start, visit myeddebt.ed.gov or call 1-800-621-3115.

·         If you have private student loans, you can obtain information about your private loans by requesting your credit report at www.annualcreditreport.com.

Public Service Loan Forgiveness (PSLF)

·         To learn more about Public Service Loan Forgiveness (PSLF), visit https://studentaid.gov/publicservice   

·         To see what federal loans you have, consolidate your loans, certify your employment, and count your qualifying payments, visit https://studentaid.gov/   

·         If you need to consolidate your loans, visit https://studentaid.gov/consolidation

·         For information on the IDR Adjustment- including whether it will get you closer to loan forgiveness and whether you might want to consolidate your loans before December 31, 2023- visit: https://studentaid.gov/idradjustment

·         For an explanation of the benefits & disadvantages of loan consolidation, visit https://studentaid.gov/manage-loans/consolidation

·         To use the PSLF Help Tool (and complete the PSLF Form), visit https://studentaid.gov/pslf/

·         To learn more about completing & submitting the PSLF Form and certifying your employment, visit https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service/public-service-loan-forgiveness-application  

 

Income-Driven Repayment

·         To apply for an Income-Driven Repayment (IDR) plan, visit: https://studentaid.gov/idr

·         For information on Income-Driven Repayment (IDR) plans, visit: https://studentaid.gov/manage-loans/repayment/plans/income-driven

·         For information on the new SAVE Repayment Plan, visit: https://studentaid.gov/save

·         For information on Income-Driven Repayment Forgiveness, visit: https://studentaid.gov/articles/student-loan-forgiveness/#:~:text=Income,Forgiveness

·         To compare repayment plans, visit: https://studentaid.gov/loan-simulator/

 

** FOR TEACHERS & EDUCATORS **

Teacher Loan Forgiveness (TLF)

·         To learn more about Teacher Loan Forgiveness, visit: www.studentaid.gov/teach-forgive

·         To download the Teacher Loan Forgiveness Application, visit https://studentaid.gov/app/downloadForm.action?searchType=library&shortName=teachfrgv&localeCode=en-us

 

State of Delaware Educator Loan Repayment Programs

·         For information on Educator Loan Repayment Programs for Delaware teachers and educational support staff, including the High Needs Educator Student Loan Payment Program, visit: de.gov/loanrepay

·        If you have questions about Educator Student Loan Repayment Programs in Delaware, or if you would like to apply for one of the programs, contact the Delaware Higher Education Office at 302-735-4120 or dheo@doe.k12.de.us.

** FOR ATTORNEYS **

·       For information on the John R. Justice Attorney Student Loan Reimbursement Federal Grant Program or the State of Delaware Public Attorney Student Loan Reimbursement Program, visit: https://cjc.delaware.gov/public-attorney-student-loan-repayment-assistance-programs/

·         If you have questions about the federal or state student loan reimbursement programs for public attorneys, or if you would like to apply for one of the programs, contact the Criminal Justice Council at cjc_tuition@delaware.gov or 302-577-8725.

 

** FOR HEALTHCARE PROFESSIONALS **

·         For information on the Delaware State Loan Repayment Program (SLRP), visit: https://dhss.delaware.gov/dhss/dhcc/slrp.html

·         For information on the Delaware Health Care Provider Loan Repayment Program (DE HCPLRP), visit: https://dhss.delaware.gov/dhcc/loanrepaymentnew.html

·         If you have questions about either of the above loan repayment programs, or if you would like to apply for one or both of the programs, contact the Delaware Health Care Commission at DHCC@delaware.gov.